How this site's figures are produced

This page explains where the figures shown on this site come from, how often they are read, and what a reader should not conclude from them.

Why this site starts from the payment

A payment to a till or paybill leaves a record with the mobile-money provider. That record shows the number paid, the name registered to it, and the time. It does not show who operates a platform, whether the business is licensed, or what the money will be used for. Starting from the payment stops the promise from being the only thing on the table.

When an offer arrives in a group chat, the first question is not what the return will be, but what the payment instruction identifies. A paybill number belongs to a business; a phone number belongs to a person. Neither tells you whether the receiver is the one making the offer, or whether the offer is licensed.

The date shown is the date modified that the CMA page prints. The site does not correct it, and it does not guess. A document modified on a Tuesday is shown as a Tuesday. A document can appear here only when the table is read again. The table is not a live feed.

A document on the Public Notice page is the regulator's own publication. A caution is a different kind of CMA publication: a press release that names entities the Authority says operate without the required licence. Neither is a court finding. The reader decides what to do with the information.

The reading of the CMA Public Notice page

The notice table is read from the Public Notice page of the website of the Capital Markets Authority of Kenya. The date of the reading is printed under the table. The date shown is the one the Authority gives. A document on the Public Notice page is the regulator's own publication; it is not a court finding.

The table shows each notice in order of date. The columns give the document title as the CMA page wrote it, the date modified that the page prints, the kind of row, and a link to the document. A row records what the source published, not a finding of this site.

What a paybill or till name tells and what it does not

A name displayed when a mobile-money payment is confirmed is the name registered to the number or the till at that provider. It shows which business or person the provider's records associate with that number. It does not show who operates a platform, who is behind a website, or who will receive the value of the payment.

The name on a paybill is set when the business registers the number with the mobile-money provider. It can be changed, and it is not checked against any licensing register. A registered business number does not mean the business is licensed for investments. The name is a step in a check, not the end of one.

Reversal requests are decided by the mobile-money provider, and the site does not suggest a result. A reversal asks the provider to return money already sent. The provider looks at the records and decides. Speed matters because the money may already have moved. The site describes what a reversal request is, not what it will achieve.

What the site will not say about a person or a group

This site does not call any entity a scam or a fraud. It does not accuse a named entity, and it does not name an entity in the prose. Names live only in the tables, where a row records what a regulator published. A listing is a regulator's act, not this site's verdict.

The site does not promise that a check makes a platform safe. It does not rate platforms, and it does not forecast prices. It describes what registers and regulators publish, and when they published it. The reader decides what to do with that information.

The site does not produce ratings or forecasts. It does not say whether a person or a group is honest. It says what a paybill identifies, what a reversal request can do, what a chama is and is not, and where the CMA's notices touch crypto and doublers. That is the whole of the site's claim.